This cover is designed to protect your business against a wide number of risks which are common factors in everyday business. We can offers an extensive range of business insurance options to help mitigate risk and protect your company. Our options include:
Public Liability Insurance
It covers damage and injury to third parties. It will cover the defence costs and damages if someone brings a claim against your business. The policy would cover the legal costs and the damages if you are found liable.
Employers' Liability Insurance
As an employer you are responsible for the health and safety of your employees while they are at work. If your employees get injured or become ill as a result of their work in your employment, they may try to claim compensation from you if they think you are responsible. Employers' Liability Insurance ensures that you are protected against such claims.
It provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered.
Professional Indemnity Insurance
Professional indemnity insurance (also known as PII) provides protection if a claim is brought against you by a client for a professional service you have provided. It covers you and your business in the event of damages being awarded against you due to: error, omission or act of negligence towards a third party to whom you owe a duty of care.
These are only some examples of business insurance, if you need any other cover please contact us for details.